How to Boost Your Savings Account, Health, and Productivity All at The Same Time

Brian McNeal

How to Boost Your Savings Account, Health, and Productivity All at The Same Time

Let’s be honest, juggling the many facets of life can be tough and overwhelming at times. Between saving money for the things we want, making sure our health and bodies are on point, and trying to excel in our careers, it can be a constant circle of stopping and starting over.

But there is a light at the end of the tunnel. There’s actually a way to make sure that you are hitting all three of those points and it’s based around saving money. Here’s how:

So the concept of saving money is pretty simple for most people, right? You have a percentage of your paycheck direct deposited into your savings account, or you transfer money into your savings after you pay your bills. While circumstances may prevent you from using these two  saving methods, or if you are like me and aren’t the greatest at managing money, there is a third option.

It’s a reward system where your pay yourself on a daily basis, a weekly basis, and based on hitting milestones.

In order for this to work, you need to first map out at least 3 things (the more the better) that you want to accomplish. This can be things like:

  • Lose 10 lbs.
  • Gain 5 lbs. of muscle
  • Eat healthier
  • Start a business
  • Get a promotion
  • Read 1 book a week
  • Learn a new language
  • Start a blog

Next, you need to break this list down into tasks that you will perform daily or weekly, and attribute a dollar amount to them. When you complete these tasks, you will then transfer the money into your savings account, put it in your piggy bank, or whatever saving avenue that you use. So for example, if I want to gain 5 lbs of muscle, read 1 book a week, and get a promotion, my list will look like this:

  • Go to the gym – $3 every day that I go to the gym
  • Read 20 pages a day – $5 (divide however many pages there are in the book by 7 days)
  • Finish my monthly reporting early – $100

Sticking with this example, if I workout 5 days out of the week, read 4 books in a month, and finish my monthly client reports, my savings will look a little something like this at the end of the month:

  • $3 x 5 workout days = $15, then $15 x 4 weeks = $60
  • $5 x 30 days of reading = $150
  • Finishing monthly reports = $100
  • Total: $310 saved

While this is just an example, you can make this list your own and adjust the goals, tasks, and dollar amounts to fit your budget.

Feel free to make things competitive by having your family, friends, or significant other construct a list of their own and challenge each other to see who can save the most money.


Have more questions? Let’s connect 

How to Boost Your Savings Account, Health, and Productivity All at The Same Time